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Rank: Frosh
Joined: 3/16/2011
Posts: 18
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In your opinion, which credit card is the best for students and why?
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Rank: Senior Student  Joined: 5/31/2011 Posts: 55
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I think the best thing to look for is the lowest interest rate you can find and a low cap, say $500. It's important to build credit but not be buying everything, I had a high credit limit and got into a bit of trouble so it's important to manage that. I ended up with a CIBC student visa, I like the online banking it's taken everywhere and I've never had any problems with customer service or anything. University of Waterloo - Class of 2015
Psychology and SMF
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Rank: Student Body President  Joined: 12/20/2010 Posts: 1,572
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There are already plenty of discussions on this... I have a Scene Visa through ScotiaBank. It gets me free movies and discounts on movie theatre food.
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Rank: Frosh  Joined: 9/7/2011 Posts: 46
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Alliee wrote:I think the best thing to look for is the lowest interest rate you can find and a low cap, say $500.
It's important to build credit but not be buying everything, I had a high credit limit and got into a bit of trouble so it's important to manage that.
I ended up with a CIBC student visa, I like the online banking it's taken everywhere and I've never had any problems with customer service or anything. That's what my brother told me to get. University of Toronto - St-George - Class of 2016
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Rank: Student Body President
Joined: 12/13/2010
Posts: 1,054
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BMO SPC Mastercard I had the CIBC Visa for 1 year and then switched over to the SPC Mastercard..you get discounts for a whole bunch of clothing/shoe stores, restaurants/fast food places, etc. McMaster Bachelor of Health Sciences 2011
U of Guelph-OVC Doctor of Veterinary Medicine 2015
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Rank: Student Council
Joined: 3/13/2011
Posts: 388
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Just get on your parents'. Of course, that is assuming you're the trustworthy kind. I have two cards, both supplementary.
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Rank: Student Body Vice-President  Joined: 12/23/2010 Posts: 966
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TD Visa Rebate card :) You get 1% of what you spend in cash. The University of Western Ontario '15 Political Science
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Rank: Senior Student  Joined: 12/12/2011 Posts: 54
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President's Choice :D APPLIED TO:
University of Toronto (Political Science) - ACCEPTED
York (Political Science) - ACCEPTED
Ryerson (Politics and Governance) - ACCEPTED
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Rank: Frosh  Joined: 12/3/2010 Posts: 22
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heesoup wrote:TD Visa Rebate card :) You get 1% of what you spend in cash. what about the TD Visa green card? lol I'm not actually sure about that name btw.
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